With clear focus on the Micro, Small & Medium Enterprises we understand the challenges this sector faces while approaching institutions for their financial needs.
The challenges pertains to :
- Lack of formal records of business transactions
- Overlap or mixing up of personal and business expenses/income
- Lack of awareness of formal system of banking and financial aspects with respect to loan, credit needs, credit history, accounting and tax
- No prior credit history
Our credit assessment approach incorporates the above nuances to match the financing needs of our customer and his social profile. In this process we ensure to remain sensitive towards the approach. Through automation of login till disbursement phase, Maitreya Capital spends considerable time with the customers to understand their business and take them through the process.